Workers Comp – Payday Loans VMR Fri, 08 Oct 2021 10:50:07 +0000 en-US hourly 1 Workers Comp – Payday Loans VMR 32 32 Global Workplace Injury Insurance Market Purchasing Intelligence Report Will Have Additional Spend of USD 42 Billion Fri, 08 Oct 2021 08:44:00 +0000

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Highlights presented in the report:

  • Information on how to identify strategic and tactical trading levels that will get the best prices.
  • Get information on relevant pricing tiers, detailed explanations of the pros and cons of common pricing models.
  • Methods to help engage with the right suppliers and discover KPIs to assess existing suppliers.

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Overview of buyer’s strategies and tactical negotiation levers:

Several strategic and tactical negotiating levers are explained in the report to help buyers obtain the best prices in the workers’ compensation insurance market. The report also helps buyers to know the relevant pricing levels of workers’ compensation insurance, the advantages and disadvantages of common pricing models, such as volume-based pricing, spot pricing, pricing. cost-plus and category management strategies and best practices to achieve their category goals.

For more information on buyers’ strategies and tactical negotiation levers,

Key Drivers and Trends Driving Market Growth:

Pressure from substitutes and a moderate level of threat from new entrants has resulted in weak bargaining power from suppliers.

Price forecasts are beneficial in purchasing planning, especially when complemented by constant monitoring of price influencing factors.

Identify favorable opportunities in the TCO (total cost of ownership) of workers’ compensation insurance.

  • Expected changes in price forecasts and factors determining current and future price changes.
  • Identify the pricing models that offer the most rewarding opportunities.

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Some of the major workers’ compensation insurance providers listed in this report:

This information report on workers’ compensation insurance purchases identified the best providers and their cost structures, the terms of the service level agreement, the best selection criteria and negotiation strategies.

  • MetLife Inc.
  • Munich Re
  • AXA Group

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  • Changing market landscape with annual forecast to 2025.
  • Analyze the competitive landscape and the suppliers of the market.
  • What is the marketing budget for the geographic expansion of the market?
  • Understand the sourcing strategies most adopted by buyers in all industries.

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  • Abstract
  • Market Snapshot
  • Category pricing information
  • Cost reduction opportunities
  • Best practices
  • Ecosystem Category
  • Category management strategy
  • Category management facilitators
  • Selection of suppliers
  • Covered suppliers
  • US Market Snapshot
  • Scope of the category
  • Annex

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Florida Pool Company Charged With Homeowner Scam, Insurance Fraud Thu, 07 Oct 2021 14:35:59 +0000

South Florida pool business owners accused of defrauding homeowners of nearly $ 2 million, failing to secure workers’ compensation insurance and claim fraud insurance.

Florida law enforcement officers arrested Chrystal Washburn and Brian Washburn, owners of Amore Pools this week. Investigators said the couple took large deposits from more than 100 homeowners on in-ground swimming pools and then never finished or, in some cases, never started work, according to local reports.

The Washburns allegedly used a third-party check-cashing site to convert owners’ checks into cash in order to conceal transactions. The couple have also been accused of forging signatures on permits and other documents, filing false information on insurance claims and underreporting the payroll to avoid workers’ premiums. .

“It was a fictitious company with a goal in mind. It was ripping off the victims, ”St. Lucia County Sheriff Ken Mascara said at a press conference on Wednesday.

The subjects
Florida Fraud Abuse Molestation Homeowners

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Tarzana siblings ordered to pay $ 6 million in restitution in case of fraud and theft of workers’ labor – Daily News Thu, 07 Oct 2021 05:51:06 +0000

LOS ANGELES – A brother and sister of Tarzana were ordered Wednesday to pay more than $ 6 million in restitution to the State Compensation Insurance Fund in what authorities called a fraud scheme and labor theft involving the brother’s construction company.

Enrique Vera, 51, and Gloria Vera, 60, were also sentenced to one year of probation, and each had previously completed 500 hours of community service and one year of electronic monitoring as part of the plea deal, according to the Los Angeles County District. Prosecutor’s office.

Enrique Vera – described by the District Attorney’s Office in 2019 as the owner of Paramount-based Ultimate Inc. to misdemeanors.

Gloria Vera, director of the company’s office, has argued without question one felony count each of worker’s compensation fraud and insurance fraud which have also been reduced to misdemeanors.

The siblings submitted amended payroll records to the state insurance fund in order to pay a reduced premium on the company’s workers’ compensation insurance, Deputy District Attorney Christopher Hartman said after that both have filed their pleadings.

Gloria Vera failed to disclose and cover up the work injuries of employees who qualified them for workers’ compensation, and her brother underpaid employees on a student housing renovation project at UCLA, according to the district attorney’s office.

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October is National Chiropractic Health Month Wed, 06 Oct 2021 15:36:00 +0000

Staff report

GREENVILLE – Greenville Mayor Steve Willman and the American Chiropractic Association have proclaimed October “National Chiropractic Health Month”.

According to the proclamation, sedentary lifestyles over the years due to advancements in technology and exacerbated in the past year by the COVID-19 pandemic and the increase in remote working have resulted in an increase in musculoskeletal conditions such as lower back and joint pain. A survey conducted in March 2021 by the Centers for Disease Control and Prevention found that the prevalence of adults with anxiety or depressive disorders increased from 36.4% to 41.5% between August 2020 and February 2021.

Research shows that physical activity offers several important health benefits, including helping to manage weight, increase bone and muscle strength, lower blood pressure and cholesterol, and reduce the risk of heart disease and heart disease. stroke. Research also shows that physical activity also offers valuable benefits to our mental health by reducing the risk of anxiety and depression and improving sleep and quality of life.

Doctors of Chiropractic are medical-grade health care providers who focus on the whole person as part of their hands-on, non-drug approach to pain management and health promotion, and who possess special expertise in the prevention, treatment and rehabilitation of musculoskeletal disorders that can inhibit movement and physical activity.

Dr. Kristene Clark, owner of the Johnston Chiropractic Clinic, was also present at the signing. Dr. Clark says that good spinal health allows the body to respond in a healthy and more appropriate way because it was designed to heal itself. Removing interference along the spinal system allows for better communication between the brain and the rest of the body. This allows for better healing and better functioning in the body. Doctors of Chiropractic are trained to treat spinal problems, and good spine health ensures a healthier, more productive population for our nation.

Each individual should be made aware of the benefits of spinal care and its effects on our health.

The Johnston Chiropractic Clinic is dedicated to providing quality care to our citizens.

In honor of National Chiropractic Health Month, Dr. Clark will be offering new patients day one services that include medical history, examination and consultation, during the month of October, for $ 35. $. Dr Clark will in turn donate these funds to the Darke County Cancer Association. (Workers’ Comp., PI Cases, and Medicaid are excluded. Day one services do not include x-ray or adjustment charges.) Just mention this item. The Johnston Chiropractic Clinic is located at 109 Rhoades Avenue, Greenville. Call today for an appointment: 937-548-3610.

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The impact of prescription drug prices on workers’ compensation claims Tue, 05 Oct 2021 21:18:08 +0000

In general, prescription drug costs account for about 14% of workers’ compensation claims. While the consumption of prescription drugs has declined in recent years, the prices of prescription drugs continue to rise. The number of opioid prescriptions continues to decline as doctors switch to alternative treatments for workplace injuries. There are several increasingly prevalent negative trends that could increase the costs of workers’ compensation claims. The use and price of specialty drugs continues to increase for injured workers. Older worker workers’ compensation claims tend to cost more due to the increase in the price of prescription drugs. Finally, despite the decline in opioid use, injured workers are still too often prescribed unnecessary prescription drugs, which can lead to dangerous health problems and increased complexity of workers’ compensation claims.

Prescription drugs

The increasing use of prescription drugs poses unique challenges for workers’ compensation programs. A 2020 report from the National Council on Compensation Insurance (NCCI) determined that prescription drugs made up about 14% of workers’ compensation claims. The report reveals that the price of drugs continues to rise but overall use is declining. Several factors explain this trend. First, drug costs per claim have declined due to lower use by injured workers. Second, prescription drug prices continue to rise, albeit at a slower pace than in recent years. Third, the number of opioid prescriptions continues to decline as doctors research and switch to alternative treatments for pain control.

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Exclusive remedy for COVID-19 claims at stake in California case Tue, 05 Oct 2021 08:52:58 +0000

A A pending California appeals court case threatens to upend a century-old workers’ compensation provision that legal experts say could subject employers to potentially unlimited tort liability and trigger an avalanche of disputes.

In the case of Matilde Ek v. See’s Candies Inc., the worker alleges that she contracted COVID-19 while working on the packaging line at a See’s Candies Inc. distribution plant in Carson, Calif., in March 2020 and then exhibited her 72-year-old husband with the novel coronavirus, which killed him a month later.

Ms Ek alleges that the plant lacked sufficient guarantees against infection, which ultimately caused Mr Ek’s death. In response, See’s Candies invoked the “exclusive remedy” rule, which prohibits such negligence claims under the large marketplace of the workers’ compensation system in California. Litigants say the exclusive remedy rule has protected employers from civil liability lawsuits in the courts for more than 100 years.

But a Los Angeles Magistrates’ Court in April 2021 allowed the case to continue, rendering a ruling that an opposing coalition of state and national employer groups argued in an amicus brief “goes to l ‘against the derivative injury rule’ – a workers’ compensation provision that prohibits injured employees from suing their employer for collateral or derivative injuries from a compensable employment injury.

In opposing See’s Candies’ objection, the judge cited a mesothelioma case from 2016, Kesner v. Superior court, in which the
The California Supreme Court has ruled that employers have “an obligation to exercise due diligence to prevent the spread of pathogens, conditions, contaminants and toxins to foreseeable third parties.” The case enabled an employee’s spouse to bring a civil action when it was alleged that the spouse had developed mesothelioma while inhaling asbestos fibers on the employee’s clothing. In the See the candies case, the trial judge found that the transmission of COVID-19 was similar and was a ground for allowing the case to move forward.


In a brief filed with the appeal to the California 2nd District Court of Appeals, the Employers’ Coalition argues that the trial court’s decision violates the provisions of the derivative injury rule such that “ a large number of COVID-related claims arising from driving in the workplace would be placed outside the scope of the workers’ compensation system.

Labor and employment advocates inside and outside California have echoed these concerns.

“The fear is that this will only create a flood of potential lawsuits,” said Jeffrey Adelson, general counsel, Adelson McLean APC in Newport Beach, Calif. “The problem I have with this case is that it has a very fine thread; it is essentially the interpretation of words. What is a collateral or derivative of an industrial accident? “

And it’s not just about COVID-19, Mr Adelson said.

“When does it stop? There could be an endless regression chain if this exception were removed. “

Davis Walsh, partner at McGuireWoods LLP in Richmond, Virginia, and editor of the book, Infectious disease litigation: science, law and procedure, said the “duty of care” provision cited in the asbestos case has advantages and disadvantages. But in the face of groundbreaking infections, vaccine opposition and speculative advice on recalls, it will be difficult to eliminate the risk of liability for employers if such a case is won by the worker.

“The upshot of this is that companies, whatever steps they take to prevent the spread of COVID in the workplace, will be prosecuted – some will be held responsible,” Walsh said.

“So far, outside of the world of worker compensation, we’ve generally seen a very limited number of lawsuits related to COVID tracking. Now that the courts have allowed these cases to continue, I think that will change – we are going to see more of these types of lawsuits, ”Walsh added.

Gregory Grinberg, managing partner of Gale, Sutow & Associates APC in Cypress, Calif., Said if the ruling stands, industrial deaths from COVID-19 transmission could mimic an asbestos liability dispute.

“If the court allows it, employers will likely face tort liability as well as the Workers’ Compensation Appeal Board,” Grinberg said.

In turn, said Mr. Grinberg, an indirect implication of the decision may be the adoption of different lines of liability coverage, “so that a prompt settlement of a workers’ compensation claim does not carry not affect the defense of a tort action “.

The case is pending before the Court of Appeal and at the end of September, the pleadings had not been scheduled.

In a 31-page amicus brief filed on August 31, a coalition of state and national employer groups – the US and California Chambers of Commerce, California Restaurant Association, National Federation of Independent Business, National Association of Manufacturers and California Workers’ Compensation Institute – challenged the trial court decision in See’s Candies Inc. v. Los Angeles Superior Court, citing violations of state workers compensation law and arguments about its potential implications.

Among the main points, the brief indicates:

“Because the plaintiffs ‘claims would not exist in the absence of the employee’s workplace injury, they are excluded from the courts and must proceed, if necessary, under the workers’ compensation system. The trial court, however, wrongly allowed the plaintiffs to pursue their negligence and local liability claims against the employer on the basis of the theory that the alleged injuries of the plaintiffs were somehow “unrelated” to the personal injury. employee’s job.

“The trial court’s ruling, if upheld, could subject employers statewide to potentially unlimited tort liability for alleged workplace injuries that the legislature intended to address in the compensation system.” workers. “

The brief continues: “By enacting the WCA, the legislature … has radically departed from it, inventing a COVID-19 exception for injuries caused by employees who allegedly contracted the virus at the employer’s workplace, then infect their family members. “

The trial court’s decision, writes the coalition, “violates this well-established principle by judicially legislating a COVID-19 exception to the long-standing rule on derivative damage.”

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Report shows lower satisfaction with clearing processing networks Mon, 04 Oct 2021 19:37:00 +0000

A Texas Division of Workers’ Compensation report on medical treatment provided to injured workers through health care networks found “slightly lower overall satisfaction with care, slightly lower perceptions of access general health care and a lower percentage of injured employees receiving pharmacy services. for network and non-network complaints.

Still, the division said network claims generally have better return-to-work outcomes compared to off-grid claims.. “Overall, the 2021 network track record continues to show that networks tend to be more profitable than off-grid claims, and these cost differences appear to be in part due to lower hospital usage and lower prices. lower per service., ” said the division.

At the same time, injured workers treated within a network tend to receive elective care more quickly, which could help control medical costs and reduce overall disability, the report says.

There were 30 networks covering 254 counties that are certified to provide occupational health services., depending on the division. Twenty-four certified networks were actively treating injured workers as of May 31.

WorkCompCentral is a sister publication of Business Insurance. More stories here.

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Pickaway County COVID-19 cases remain high Sun, 03 Oct 2021 09:14:01 +0000

OHIO – Governor Mike DeWine of Ohio has demanded that residents of the state no longer be required to wear masks starting June 2, 2021, including Pickaway County. Pickaway’s vaccinated population is approaching half. As of this writing, it’s 46.2%, and the government is working double-handed to get the majority to get their jabs. Unfortunately, the level of risk in the county is still considered high, with an average of 44 new cases per day, which works out to 74.5 per 100,000 people.

Although cases of COVID-19 are still high, the pandemic has not stopped businesses from opening in Ohio. In the first half of 2021, new cases filed reached 111,000. Compared to 2016, only 105,009 were created, covering the whole year. Even though it is pandemic, there are still a lot of entrepreneurs who are launching and investing in their start-ups. If you are considering starting a business in Pickaway, here are some tips for doing so.

Decide what you want to give

Before you register your business in the state of Ohio and work on your permits, think about what products or services you want to offer. It should be something that you know people will need during the pandemic and even after the pandemic. You want your business to grow not only during this season, but in the future to come. Plus, it should also be something you’re interested in or are good with.

Get insurance

Business insurance is essential to ensure you are covered in the event of unforeseen events, such as damage to your property due to fire or theft. If you are hiring employees, make sure you have workers’ compensation insurance. It will pay for their hospitalization and the loss of income in the event of an occupational accident. Check the prices of workers’ insurance to get the best coverage at the most reasonable cost. This will not only make the employees feel safe, but it will also benefit your business since you will not have to bear the expenses.

Don’t quit your daily job

If you still have a day job, you can slowly start the business at the same time. Have a trusted business partner so you don’t have to do it all yourself. Any business runs the risk of failure, but starting one during the pandemic can be even more difficult. Don’t put all your eggs in one basket. Keep working at your usual job, so that you have a workaround in case that doesn’t work.

Stay flexible

It’s hard to predict what will happen next, so flexibility is key. Always have a backup plan to make sure you still have options if something happens with the original plan. For example, if the government orders to stop trading again, you may have a backup plan to offer products or services online.

Marketing online

Speaking of online, the number of customers looking for products and services online skyrocketed when the pandemic struck. So don’t jump on marketing your internet business for better reach.

Covid-19 is still around, but that shouldn’t stop you from starting your business in Pickaway. You can still thrive even during the pandemic with the tips above.


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Fair Trade Veterans Ready for Orangeburg Week; live event is back with security protocols in place | Sat, 02 Oct 2021 22:30:00 +0000

Bill Prowant and his wife Anissa have been in the fair circuit for a long time.

“I was born into the business,” Bill Prowant said in preparation for the 110th Orangeburg County Fair. “When I was 17 my dad sent me with a route and rides. I’ve been doing this since 1979.”

Prowan is the third generation of his family to be in the fair travel circuit. The Prowant family has been in the fair business since 1932.

Prowant ended up pulling out of the amusement ride business when he partnered with Orangeburg County Fairground legends Jerry and Glenda Price about seven years ago. The prices are sellers of Fiske fries.

The Awards are the second generation of the Fiske French Fries business. Grandmother and Grandfather Fiske started the business in 1938 and have been coming to the Orangeburg County Fair ever since.

“This is the first fair she has ever booked,” said Prowant, referring to Grandma Fiske. “She found the way to cook these fries is kind of a unique way.”

“We’re not allowed to share this with anyone, but our fries are golden brown and crisp,” Prowant said. “They don’t lose their crispness. We have probably the best tasting fries from any fry trailer at any fairground in the United States.”

Over the years, the fries haven’t changed much. About 90% of the potatoes are grown in Ohio and they are so good!

“They (people) love French fries,” Anissa said. “The other thing about people is that this year everyone is so happy to be out.”

Bill said, “It’s fun watching people and in that area you look at people a lot.”

“It’s fun to see them introduce new babies and last year’s husbands and wives got married,” he said. “We made some great friends along the way.”

Anissa said mostly in Orangeburg, where they befriended the Netterfields and the Class families.

“We see them in the spring but we don’t see them until now,” said Anissa.

“You can compare the stories with each other and you’ll find that we maybe don’t have it that bad sometimes,” Bill said. “Most of the people here are great family members and many of them have been in this business like us for almost 90 years and more. There is a lot of history and a lot of family history.”

“You can go back generations, so when you get together it’s always a good time,” Bill said.

In addition to Fiske Fries, the couple also have a fried treat stand.

From Orangeburg, the Prowants and Fiske Fries head to the South Carolina State Fair where Fiske has been present since the early 1940s. They also head to the Carolina Coastal Fair.

Fair challenges

Bill said the most drastic change in fair trade, especially this year, has been the labor shortage.

“It’s not as fun as it used to be,” Bill said. “I think that goes for any business out there. When you’re in this business, it has to be a labor of love in a way.”

“It’s kind of how we felt about it and we still do now, but it’s getting more and more difficult with the food shortage and the labor shortage,” Bill said. . “It becomes very difficult to get things done. “

Bill said labor shortages “have occurred over the past few years, but COVID has certainly done a lot of harm.”

Anissa said that another issue they face is increasing government regulation.

“There are many taxes that are involved in our industry that are different from others,” she said. “Our industry covers a lot of transportation costs with different states and different regulations. Workers get paid. There are just a lot of them.”

Bill said the biggest shortage they face is in plastic cups, as well as flour and batter mixes.

“They are nowhere to be found,” Anissa said.

Bill said the couple have a large warehouse in Ohio where they store supplies to get through the fair season.

“We think we have enough to pass,” he said. “So far the fair season has been great. The crowds have been great. We weren’t ready for it. We had no idea what the year would bring in May. We were pleasantly surprised. . “

Bill said the couple keep coming back to Orangeburg County for several reasons.

“It’s a beautiful county fair,” he said. “The management here does a great job. They have some great rides. It has the hometown feeling, which a lot of fairs lack. It’s always a pleasure to come here.”

“The people of South Carolina are so friendly,” said Anissa.

The Prowants are just one of the food vendors who will be attending the Orangeburg County Fair.

Other favorites that will be in attendance include Netterfield’s. The Netterfields have been coming to the fair for at least five decades.

Sweet treats like cotton candy, caramel apples, ICEE, lemonade shake-ups, and soft drinks will be available. For those who want a savory snack, popcorn, corn dogs, pizza, soft pretzels, nachos and more are on offer.

Lunch will be available at the fair from 11:00 a.m. to 2:00 p.m. Tuesday through Friday. Admission is free at noon.

The fair in person is back!

After hosting a drive-through fair in 2020 due to COVID, the traditional in-person fair is back on schedule.

It is scheduled from Tuesday October 5 to Sunday October 10.

“We are delighted and very fortunate to be able to continue this great annual tradition,” said Matt Stokes, chairman of the Orangeburg County Fair, thanking city and county councils for their support of the fair.

The event will also bring new protocols to ensure the safety of all participants.

The fair will be secured against COVID.

Hand sanitizer stations and hand washing stations will be available throughout the exhibition grounds, according to the fair’s website.

Cashless payment options are available and encouraged.

Social distancing will also be strongly encouraged, especially during periods of possible extended exposure such as queues, at exhibitions, in exhibition halls and restrooms.

People will be required to wear face coverings when attending the fair in order to meet the City of Orangeburg’s mask mandate.

The ordinance imposes the wearing of masks in large gatherings in the city. The fair is considered to be a large gathering.

Salon staff will increase cleaning of facilities, including bathrooms and frequent public contact points. Hygiene signage will be put in place throughout the show.

Despite precautions, fair visitors are reminded by those in charge of the fair that they attend at their own risk. Individuals are encouraged to assess their own health risks to determine whether they are comfortable attending the fair.

Attendees are encouraged to check for symptoms of COVID-19 for themselves before visiting the show.

Also new this year, participants will have to comply with a mandatory transparent bag policy.

“This policy is similar to those implemented statewide, in line with the new level of security expected of large, high-traffic events and festivals,” the fair’s website says.

Approved bags will consist of clear plastic, vinyl or PVC bags no larger than 14 inches by 6 inches by 14 inches. A logo no larger than 4.5 inches by 3.4 inches may be displayed on one side of the clear bag.

Clear plastic gallon Ziploc freezer bags are permitted. Small pouches the size of an average hand as well as medically necessary items are also allowed.

Banned bags include handbags, backpacks, camera cases, drawstring bags, fanny packs, tinted bags, tote bags, mesh bags, briefcases, luggage and laptop bags.

Fair admissions

Admission is $ 10 with children under 10 free. Parking is free.

Metal detectors will be in place and people with disabilities will use the main entrance to the fair.

The prices of the journey tickets include:

  • Single ticket: $ 1.50
  • Sheet of 22 tickets: $ 20
  • Unlimited Ride Bracelet: $ 25

The magic maze and bungee jumping are cash only. No wristbands or tickets are available for these attractions. Rides require three to five tickets each. There is no refund on the bracelets.

The senior day will be Wednesday and the nursery and daycare days will be Wednesday and Thursday from 9 a.m. to 2 p.m.

There will also be various gifts for show attendees in honor of the 110th anniversary of the show.

Just fun

Powers & Thomas Midway Entertainment, based in North Carolina, will return to present the midway. The company also served the 2019 show.

Some of the new rides halfway through will be the Flying Elephants and the Teacups.

The company also offers a Chevrolet-themed, Italian-built Swing Buggy thrill ride. Swing Buggy is a spectacular musical ride that features free swing vehicles that ride up and down the hills and valleys of the ride.

Built in Italy, the Bertazzon Swing Buggy is the only Italian “Bobs” style vehicle to travel to the United States, according to company officials. The Swing Buggy operates in forward and reverse for an added thrill.

Another novelty this year is a mechanical bull.

Many other rides will also be offered to young and old alike.

Entertainment at the fair includes Lew E the Clown; Oscar the Robot; Dr. Magic Balloons; Magic of Lance Gifford and Company; Cowboy Circus with Danny Grant.

In addition, the Five Star petting zoo and the agricultural exhibition will be at your disposal.

Concessions will include favorites such as Tracy’s Elephant Ears, Netterfield’s, Gator Bites, Cinnamon Buns, Ice Cream and Fiske Fries. Players Barbecue will make its first appearance at the show.

There will be many competitions, including Novelty and Crafts, Art Exhibition, Field Crops and Horticulture, Food Preservation, Quilts, Backyard Poultry 4 -H, an exhibition of goat projects, an exhibition of lambs at the market, an exhibition of pigs at the youth market, young beef cattle and young dairy show.

The fair has nearly 50 sponsors, including Netterfield’s Popcorn and Lemonade Inc .; Orangeburg Coca-Cola Bottling Company; South Carolina Surgical, who are all Diamond Sponsors.

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Who Impacts & How To Get Help – NBC 7 San Diego Sat, 02 Oct 2021 05:47:54 +0000

An increasing number of Californian workers are victims of wage theft. An estimated 40,000 people are being exploited in San Diego County alone, according to the prosecutor’s office.

Wage theft typically occurs on construction sites, with workers often paid in cash and under the table. This makes them vulnerable to exploitation, as they may not receive pay stubs to prove their employment and file their taxes.

“These companies, the way they operate and to reduce costs is that they have irresponsible practices that include cash payments and misclassification of workers,” said Javier Santizo, representative of the Regional Council of Carpenters from the Southwest.

NBC 7 Investigates spoke to three construction workers who asked not to be identified. The pseudonyms we use for them are Alfonso, Ruben and Juan.

NBC San Diego

Three construction workers who did not want to be identified told NBC 7 Investigates about wage theft. (Photo: Jay Yoo / NBC San Diego)

“When they come to pay you, you see the hours and it was less than the hours you did,” Alfonso said. “They say to you ‘Oh, if you don’t write it like on a piece of paper or something like that, that doesn’t count.’ OK, and then you, like, the next week, you write it down on the paper and go over to them and they say the same thing to you, ‘Oh… that doesn’t count too.’ “

Workers said wage theft occurs in the vast majority of construction projects in San Diego County. A general contractor in charge of the project will hire sub-contractors, who will then hire “labor brokers”. The job of labor brokers is to find people to do the actual work, such as plumbing, electrical, and drywall. Labor brokers also decide how to pay workers.

“I mean when they pay you cash, it’s just money,” Ruben said. “It’s under the table, that’s all. They don’t tell you, they don’t give you W2 forms or anything like that.

Paying cash is not illegal, but getting paid under the table is. Union representatives say cash makes it easier for labor brokers to break the law and that the practice puts undocumented and undocumented workers at risk of wage theft.

“Even if you have a Social Security (number), don’t you?” You’re also going to get paid in cash, because that’s how it is, ”Santizo said. “In this company, that’s how it works and it has grown so much that the people who have the legal right to work here, there is nothing they can do about it.”

Many victims of wage theft are also victims of labor trafficking.

“You end up being trafficked across the border,” Santizo said. “So once you’re trafficked, you’re trafficked by the coyote, he brings you.” This coyote has a second point of contact which is normally the labor broker who has a hiding place … So once the worker starts his job, at the end of his work week, he has to pay for the stay. in this house and he must also pay the intermediary either to use the social security (number) or simply so that he can work the following Monday.

Javier Santizo, South West Carpenters Union

NBC San Diego

Javier Santizo, representative of the South West Regional Council of Carpenters, explains how salary theft works. (Photo: Jay Yoo / NBC San Diego)

Santizo says some labor brokers will threaten workers with eviction if they complain of wage theft. In some cases, they even threaten to harm the worker’s family in their home country.

Earlier this year, the office of San Diego County District Attorney Summer Stephan launched a Workplace Justice Unit to investigate and prosecute pay theft complaints. Since March, the unit has received 35 complaints, five of which are from construction.

Stéphan, District Attorney for San Diego County

NBC San Diego

San Diego County District Attorney Summer Stephan recently launched a Workplace Justice Unit. (Photo: Jay Yoo / NBC San Diego)

“Employers who cheat on their employees typically commit multiple levels of crime,” Stephan said. “They don’t just cheat on their employees… We see that they have committed tax evasion or that they have committed fraud on workers’ wages, they have committed others, going as far as traffic offenses. labor.”

Wage theft does not only impact workers. According to Stephan’s office, it is estimated that California loses nearly $ 10 million a year due to this type of fraud.

“So that leaves your first responders, your schools, your courthouses, your highways, your public works branches not properly funded because the taxes don’t go into the community,” Santizo said.

The county is currently working on a new labor standards and enforcement office, which will help workers navigate the complaints process.

The aim is to ensure that workers not only receive the wages they have earned, but also to give them the opportunity to build a better life.

“When they pay us in cash, the downside, or you know, the downside is that we aren’t able to do taxes or get a line of credit or even change apartments,” said Ruben. “I mean it’s so hard for us to get the money, not to try, not to use our credit or our taxes for some future benefit, I guess.”

Stephan says labor brokers who break the rules also have an impact on legitimate businesses because they are excluded from the bidding process.

“Honest employers who pay fair wages, they pay whatever is legally required, they have their employees on the payroll, so they can’t compete for the jobs,” Stephan said.

California Gov. Gavin Newsom this week enacted a new bill to strengthen wage theft laws by making it punishable by “grand theft.”

All wage theft victims are encouraged to report the incident to the County Workplace Justice Unit. You do not need to reveal your immigration status to file a report.

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